Heritage Insurance Home Page
Alternate Content

Hurricane InsuranceMany people view their homeowners insurance policy as a comprehensive document that protects their home regardless of the peril behind the insurable event. While this is true in theory, your homeowners policy actually has many different layers and different deductibles that must be covered for different insurable events. One of the most misunderstood deductible is for hurricanes.

Hurricane Coverage and Deductibles

Hurricanes offer their own set of problems. You could lose out buildings, roofs, inside contents, windows and more as a result of hurricane damage. As such, they have their own deductible within your homeowners insurance policy. A hurricane deductible is typically a percentage of the dwelling amount.

It is important that you do not confuse hurricane damage with flood damage, as the two fall under different coverage terms. If your home were to lose its roof as a result of hurricane damage and a flood should occur inside the house because of the lost roof, then the damage would be considered hurricane damage rather than flood damage. If, however, a hurricane should cause a lot of rain which causes your neighborhood and home to flood, the damage would be considered flood damage and not covered by the hurricane coverage.

Get a free homeowners insurance quote or call (888) 269-6860 today.

Posted 4:39 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

Allied Insurance
Social Networking Follow us on Twitter Like us on Facebook Connect with us on Linked In RSS Feed Updates
Get a Free Quote


Home  |  South Carolina Auto Insurance  |  Get A Quote  |  About  |  Contact
106 Commons Blvd Suite A, Piedmont , SC 29673  |  (888) 269-6860  |  (864) 269-6860